Termite Tips for Orange County Home Sellers

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Termite Tips for Orange County Home Sellers

Selling Your Orange County Home? Here are a couple of key things you need to know about the termite repairs you might have to make. Jim Donnelly, owner of Accurate Termite, fills home sellers in on the top three things to be aware of when it comes to termite damage.

As Jim points out – it is strongly suggested that you as a home seller have the licensed structural pest control contractor actually complete all the necessary repairs – this offsets the home seller liability and transfers that liability to the termite company – that’s why they are licensed by the state – they are obligated to complete all the repairs necessary to rid the home of wood destroying organisms.  And guarantee the work for the period specified by the state.

Home buyers require a “clear termite report” in order to qualify for financing from a mortgage company.  In Orange County, it is normal and customary for the home seller to pay for the Section 1 items in the termite report – these are items that include active infestation of wood destroying organisms – like termites – or damage due to past infestation – like dry rot.  The termite report also includes Section 2 items – often this section includes preventative maintenance suggestions that the buyer may elect to do once they own the home.

In the case of FHA (3.5% down) and conventional financing (20% or higher down payment) most lenders only require that the Section 1 items on the Termite Report be proven to be completed.  For VA loans, all items – both Section 1 and Section 2 must be completed.

I always recommend to home sellers to have the termite inspection done while you are doing all the other steps to get your home ready to sell.  If you are thinking of selling your Orange County home, give me a call!  949-678-3373.

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